FirstPay

FirstPay is a mobile wallet app that lets you move money, pay bills, and manage an HBL Microfinance Bank account from your phone.

FirstPay brings banking beyond the branch by combining a digital wallet with optional HBL Microfinance Bank account linking. It centralizes everyday payments and transfers in one app so you can handle routine tasks without visiting a branch. When you download FirstPay, you can manage money, keep track of activity, and handle card controls in a single place. The experience is designed for users across Pakistan who want fast access to financial services on mobile. Therefore, the FirstPay APK helps simplify daily transactions and reduces the need for separate tools.

Key features

Instant transfers nationwide

FirstPay lets you send and receive money to bank accounts across Pakistan and to major mobile wallets. You can move funds to banks like Bank Alfalah, UBL, and Faysal, and to wallets such as EasyPaisa, JazzCash, Zindigi, SadaPay, and NayaPay. Moreover, transfers are designed for quick confirmation and easy reuse of recipients.

All in one bill and fee payments

You can pay utility bills for electricity, gas, and water, as well as internet and PTCL from one place. FirstPay also supports education fees, taxes, license fees, traffic challans, and credit card payments. In addition, payment references are saved so repeat bills are faster.

Mobile top ups and bundles

FirstPay supports prepaid and postpaid mobile loads for all major networks. You can also buy data and call bundles, including options for Telenor. Therefore, you keep your number active without visiting a retailer.

Instant Nano Loan in app

You can apply for an Instant Nano Loan directly in the app with minimal steps. FirstPay shows your eligible amount before you confirm. Moreover, repayment is handled within the app so you can track due dates easily.

Link and manage your HBL MfB account

FirstPay lets you link your HBL Microfinance Bank account to view balance and transaction history. You can transfer funds, pay bills, request or stop cheques, manage limits, download tax certificates, manage Dynamic QR, and view profits or loans. In addition, account controls are available alongside your wallet so all activity stays in one place.

Debit card controls and helpful tools

FirstPay allows you to order a FirstPay Debit Card, activate it, set or change the PIN, and temporarily block it if needed. You can view statements and raise disputes for transactions. Finally, Favorites, Request Money, Invite Friends, and a branch, ATM, and agent locator help you act quickly.

FirstPay security and certification

FirstPay is provided by HBL Microfinance Bank, which holds ISO IEC 27001:2022 certification for information security. This standard covers how customer information is handled, stored, and protected. Therefore, FirstPay follows established controls around data management and system security.

Access Banking users, switch to FirstPay

The Access Banking app has migrated to FirstPay so your services continue in one app. You can move by downloading the FirstPay APK and signing in or signing up with the mobile number you already use. After that, link your HBL Microfinance Bank account to bring balances, transfers, and bill payments into FirstPay.

Promotions on FirstPay

From time to time, FirstPay may run promotions such as cashback on bill payments or account linking. Offers vary by time period and terms. Therefore, check in app banners and notifications for the latest details before you make a transaction.

How to get started with FirstPay

This quick guide shows how to set up the app and complete your first transaction. Follow these steps if you are new, or if you are moving from Access Banking to FirstPay.

1. Tap Download on APKPure to get the FirstPay APK latest version. Install the app on your device and open it.
2. Choose Sign Up and enter your mobile number. Create a secure PIN and verify the number with the one time code.

After you complete verification, continue to account setup.

3. Select whether to use a wallet only or link an existing HBL Microfinance Bank account in FirstPay. Confirm your details on the prompts.
4. Add your profile information, set transaction limits, and enable biometric login if available on your phone.

Then you can start using FirstPay for daily tasks.

5. Use the home screen to send money, pay bills, or buy a mobile top up. If you used Access Banking before, sign in with your existing credentials and complete any linking steps shown.

Download and start using FirstPay today

FirstPay brings a mobile wallet and HBL Microfinance Bank account controls into one app, so routine payments and transfers are simpler. Get the FirstPay APK latest version on APKPure to install quickly and start managing money on your phone.

For official support from the developer, use the channels below.

• Website: https://www.hblmfb.com/digital-financial-inclusion/digital-channels/first-pay/
• Email: [email protected]

FAQs

What is the FirstPay app?

FirstPay is the digital wallet and mobile banking app from HBL Microfinance Bank that helps you make everyday payments, transfers, and card management from your phone.

What is FirstPay used for?

FirstPay is used to send money nationwide, pay utility and government bills, buy mobile top ups and bundles, manage an HBL Microfinance Bank account, and control a FirstPay Debit Card. It also lets eligible users request an Instant Nano Loan inside the app.

What is the loan limit for FirstPay?

The Instant Nano Loan limit in FirstPay depends on your profile and eligibility. You can see your available amount and terms inside the app before applying, and repayment is shown in your loan details.

Which bank is FirstPay?

FirstPay is offered by HBL Microfinance Bank, also known as HBL MfB. The bank provides the wallet and account services that you access through the FirstPay app.