DSR계산기 DTI계산기 대출한도계산기

You can calculate your loan limit by calculating DSR and DTI.

What is DSR (Debt Service Ratio)? It is an indicator of the principal and interest repayment burden compared to the borrower's repayment ability, and is calculated by dividing the annual principal and interest repayment amount of all loans held by the borrower by annual income.

What is DTI (Debt Coverage Ratio)? This is a regulatory ratio introduced to set a home mortgage loan limit considering the borrower's ability to repay the principal and interest.